Here at the Greensburg Community Development Corporation, we recognize just how important small businesses are to our community and local economy.  Our City’s small businesses help to create Greensburg’s unique character and charm and contribute to the City’s identity and sense of community. Without our small business owners, Greensburg would not be the fun, unique city we love so much.

COVID-19 has resulted in financial hardship for the majority of Greensburg businesses. The GCDC recently conducted a survey to gauge how recent shutdowns have affected a wide variety of local businesses, including retail (non-food), grocery, food service, professional services, personal care (salons, spas, etc.), healthcare, social services, private clubs, auto services, manufacturing, and gyms/fitness centers. Of the 77 business owners who responded, 60 percent of these businesses have been in operation for more than ten years while 10 percent have just opened their doors within the past year. 97 percent of business owners have experienced loss of revenue, 60 percent of which have suffered a decrease of more than 75 percent in sales. When asked how soon they believe their business will be at risk of closing permanently, 64 percent said five months or less.

Therefore, the Greensburg Community Development Corporation urges small businesses and nonprofits to take advantage of the following relief programs for which they may be eligible.


1. Westmoreland CARES Small Business Support Grant

Westmoreland CARES Small Business Support Grant

The applications for the Westmoreland CARES Small Business Support Grant Program and the Westmoreland CARES Nonprofit Support Grant Program are now closed. 


Small Business Administration

1. Small Business Administration (SBA) Economic Injury Disaster Loan (EIDL) and Advance


EIDL Advance was a grant program offered together with the economic injury loan program.  The amount of the grant was determined by the number of employees indicated on the EIDL application: $1,000/employee, up to a maximum of $10,000.



2. COVID-19 Economic Injury Disaster Loans


In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).

Frequently Asked Questions about COVID-19 EIDL Loans




To meet financial obligations and operating expenses that could have been met had the disaster not occurred


  • 3.75% for businesses (fixed)
  • 2.75% for nonprofits (fixed)
  • 30 years
  • No pre-payment penalty or fees


Working capital & normal operating expenses

Example: continuation of health care benefits, rent, utilities, fixed debt payments.


  • Required for loans over $25,000
  • SBA uses a general security agreement (UCC) designating business assets as collateral, e.g. machinery and equipment, furniture and fixtures, etc.


  • NO – EIDL Loan
  • YES – EIDL Advance*

*Advance funds have been fully allocated and are not currently available


30 years


Deferred 1 year; interest still accrues
Borrower may make payments if they choose to do so.

Set up online payments through OR mail payments to:

U.S. Small Business Administration
721 19th Street
Denver, CO 80202

Be sure to include EIDL loan number on mailed-in checks.


COVID-19 Relief Pennsylvania Statewide Small Business Assistance Program 

PA Department of Community & Economic Development

Recently announced by Governor Tom Wolf, the $225 million COVID-19 Relief Pennsylvania Statewide Small Business Assistance Program will provide grants ranging from $5,000 to $50,000 to small businesses that have been negatively affected by the COVID-19 pandemic and related statewide business closures. Funded by the $2.6 billion federal CARES Act, funding is available through the following three state grant programs:

  • Main Street Business Revitalization Program – $100 million

  • Historically Disadvantaged Business Revitalization Program – $100 million

  • Loan Payment Deferment and Loss Reserve Program – $25 million

    The Department of Community and Economic Development (DCED) will distribute the funds to Community Development Financial Institutions (CDFIs) which will then administer the funding to eligible small businesses. All businesses must apply through an eligible CDFI and meet the program requirements.  Eligible Westmoreland County businesses must apply through one of three CDFIs that serve Westmoreland County:

    The application window  officially opened on June 30, 2020 and will remain open until July 14, 2020. Eligible businesses must operate primarily in Pennsylvania and must file a Pennsylvania tax return. They may be structured as C-corporations, S-corporations, limited liability corporations, sole proprietors, independent contractors or self-employed individuals. Other eligibility requirements include:

    • Be physically located, certified to do business, and generate at least 51% of their revenues in Pennsylvania
    • Have annual revenue of $1 million or less prior to the impact of COVID-19
    • Have 25 or fewer full-time equivalent employees prior to February 15, 2020.
    • The business was in operation on February 15, 2020 and if required paid income taxes to the state and federal government, as reported on individual or business tax returns
    • COVID-19 has had an adverse economic impact and makes this grant request necessary to support the ongoing operations of the applicant
    • The grant will be used cover COVID-19 related costs
    • During the period beginning on June 1, 2020 and ending on December 31, 2020, the applicant has not and will not receive another grant under this state program.


    This is not a first-come, first-served program.  A business owner’s chance of receiving a grant will be based on the priorities of the program. The program will prioritize small businesses that are:

    • Owned and operated by low and moderate-income people; or
    • Located in areas of need including areas with a population having incomes significantly below the median income level, high levels of poverty, higher than average unemployment rates, or significant population loss.
    • Types of businesses that were most impacted by the economic shutdown and experienced the greatest revenue losses


A business’s annual revenue (as documented on its most recent tax return) will determine the size of the grant for which it is eligible.


Eligible businesses are encouraged to gather and scan the items that will be necessary to apply. At a minimum, the following list of items will be needed to apply. Additional items may be specified later:

· Government-issued photo ID, such as a driver’s license or passport
· Business financial information:
· Revenue from March 1 to May 31 for both 2019 and 2020
· Most recent federal tax return — 2018 or 2019 business and personal tax returns, including Schedule C
· If the business was in the startup phase between Jan.1 and Feb.15, 2020 — internal profit and loss statement
· Proof of business registration with the Pennsylvania Department of State, as applicable:
· Articles of incorporation (for corporations and LLCs); or
· Fictitious name registration / ”Doing Business As” (sole proprietors); or
· Business license (if applicable)
· Bank account information to receive an ACH directly to your account





For more information please visit the DCED Website at





  1. List of Banks Offering Relief

Many banks are offering deferment and forbearance to business loan customers having trouble making payments. You may search for your bank on the American Bankers Association’s ongoing A-Z list of coronavirus response programs.

  1. Facebook Small Business Grants Program

Facebook has committed to offering up to 30,000 small businesses $100 million in cash grants and Facebook advertising credits.  The grants will be provided to businesses in more than 30 countries.

Examples of how the program can help:

  • Keep your workforce going strong
  • Help with your rent costs
  • Connect with more customers
  • Cover operational costs

Further information is limited, but you may sign up here to receive more details from the company when they are available.